Privacy Policy

Notice of Your Financial Privacy Rights
We, our and us, when used in this notice, means Landmark Community Bank.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a:
    • Deposit account
    • Loan account
    • Safe deposit box
    • Self-directed Individual Retirement Account

We will tell you what information we share about you with other entities. We will explain what your rights are, and how you can exercise them. If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options.

Our Defined Terms
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as a nonaffiliated third party, or simply, an "other party."

Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.

The Information That We Collect
We collect information about you from the following sources:
• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
• Information we receive through our Customer Identification Program

The Confidentiality, Security, and Integrity of Your Information
We restrict access to information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

Your Information and Other Parties
We may disclose information to other parties. Here are the kinds of information we disclose to these other parties:
• Public information you give us on an application or other forms, such as:
    • Name
    • Address
    • Home phone number
• Non-Public information you give us on an application or other forms, such as
    • Business phone number
    • Cell phone number
    • E-mail address
    • Date of birth
You may opt out of the disclosure of the information listed above.

Types of Other Parties
Normally Landmark Community Bank does not release customer information to any third parties, other than Landmark Investment Services, whether to a government authority or third party, without receipt of an appropriate subpoena or other order, a legal requirement to do so, or the written authorization of the customer. However, we reserve the right to use or release such information, at our discretion, within the confines of the legal parameters previously noted.  We may also disclose information about you to other parties as permitted by law.

Reasons For Disclosing
We may disclose information about you to other parties to provide you with information about additional products and services.

Information about Former Customers
We do not disclose information about former customers, except as permitted by law.

Consumer Non-Customer Information

Landmark Community Bank does not share consumer non-customer information. This consumer, non-customer information includes applicants for employment for whom a credit bureau was obtained, or a loan or deposit applicant for whom the bank obtained a credit bureau but the loan or deposit account was denied.

Your Right to Block the Disclosure of Your Information
If you do not want us to share your information with other parties, you can block the release of certain information. This is known as your right to "opt out."

You Have The Right To OPT OUT of Sharing Your Information
In this notice, we have explained our policy regarding when we disclose certain information, including non-public information to affiliates and non-affiliated third parties. We have also explained the kinds of other parties with whom we may disclose the information. If you prefer that we do not disclose information to non-affiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than the disclosures permitted by law).
Your decision to block the disclosure of your information will apply to the information collected from all products and services you receive from us and will be effective until you revoke it in writing. If you have obtained one or more products and services jointly, and one of you chooses to opt out, no information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with the product or service.

If you wish to opt out of the disclosure of your information, you may do so by printing this page, checking the appropriate space below, and returning this form to us at this address:
                    LANDMARK COMMUNITY BANK
                    5909 167th Ave NW
                    Ramsey MN 55303

____Do not share my information with nonaffiliated third parties.

_______________________________________
Signature
_______________________________________
Name
_______________________________________
Social Security Number
_______________________________________
Street Address

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